Appraisal services for Sandusky and Erie County homeowners
Here are the top reasons Ohio homeowners use R.A. Reynolds Appraisal Service Inc.:
At R.A. Reynolds Appraisal Service Inc., we understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at R.A. Reynolds Appraisal Service Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from R.A. Reynolds Appraisal Service Inc. is your strongest weapon when challenging your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. At R.A. Reynolds Appraisal Service Inc., we're qualified in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. R.A. Reynolds Appraisal Service Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from R.A. Reynolds Appraisal Service Inc. can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? R.A. Reynolds Appraisal Service Inc. can help you with that. Even though most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.